I used to think life insurance was for rich folks or people way older than me. Then I crunched the numbers and realized I was spending more on streaming subscriptions than I’d need to protect my family. Most people guess life insurance costs three times more than it actually does, and I was one of […]
When my aunt passed, her life insurance payout was a lifeline—but the tax questions nearly derailed us. Here’s what I wish we’d known about taxes on life insurance, so you can avoid the same stress. Nobody wants to think about taxes when they’re grieving or planning for the future. But getting blindsided by a tax […]
Ever pictured yourself in a quirky triangle shaped home that feels like a cozy cabin but works for modern life? A-frame houses are everywhere in 2025, and I get why. I almost scrolled past one online during a late-night house-hunting binge, but its charm stopped me cold. Here is the lowdown on why A-frames are […]
I’ll never forget the night I sat on my couch my coffee gone cold and staring at a spreadsheet that was supposed to tell me if I could afford my dream home. My stomach churned could I swing the payments without sacrificing my sanity? If you are asking, “How much mortgage can I afford?” you’re […]
Two years ago, I was rear-ended by a distracted driver. My neck ached, my car was totaled, and the idea of taking on an insurance company without a lawyer felt like stepping into a boxing ring blindfolded. But I did it settled for $15,000, no attorney fees eating into it. If you’re staring down medical […]
Let’s be real for a second.Health insurance is confusing. Even reading the fine print feels like decoding some secret language. And right in the middle of all that confusion sits one word that trips up almost everyone: deductible. If you’ve ever found yourself asking, “Wait, do I have to pay this too?” — this guide […]
